McKinney, TX, Leads Again in a South-Dominated Top 50

Best Cities for Renters to Live in 2026

For the second year in a row, McKinney, TX, holds the top spot in RentCafe.com’s ranking of the best cities for renters. This year, Southern cities account for 37 of the top 50, reinforcing the region’s reputation for affordability and economic opportunity.

When you’re searching for the right city to call home, a few factors matter most. Namely, how far your budget stretches, whether the job market aligns with your career and what daily life looks like once you’ve settled in.

With that in mind, this year’s rankings spotlight a wide mix of cities that deliver across all three — giving renters meaningful options across a range of priorities.

Key takeaways:

  • McKinney, TX, returns as the nation’s top city for renters, followed by Huntsville, AL, in second place and Austin, TX, in third.
  • San Marcos, TX, ranks first for cost of living and housing; Miami leads in local economy; and Washington, D.C. makes its third appearance as the nation’s top city for quality of life.
  • Southern cities continue to dominate the top 50 with Florida, Texas and North Carolina being the most represented states.

To determine the best cities for renters, RentCafe.com analyzed 20 key metrics across 150 U.S. cities. These included measures such as affordability, renter income growth, number of social associations (civic groups, clubs and community organizations) and walkability. The metrics were then grouped into three broader categories — cost of living and housing; local economy; and quality of life.

20 metrics to keep in mind when

choosing a place to live in 2026

Cost of living and housing Local economy

Quality of life

Cost of living Unemployment rate

Apartments in top locations

Average apartment size Share of higher educated residents

Average school quality

Occupancy rate Renter income growth

Long commutes alone

Share of new apartments Job growth

Using public transport or walking

Share of high-end apartments Number of business applications

Natural amenity rank

Share of renter households  

Average or quality

Market competitiveness  

Social association rate

Average  property ratings  

 

 

Whether you’re seeking the energy of a fast-growing tech hub or the appeal of a smaller, more relaxed city, the rankings highlight where you can find the best combination of value, opportunity and livability in 2026.

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Biggest movers: Who’s new, who returned and who climbed the ranks

Several cities made notable moves this year. For instance, Birmingham, AL, returns to the top 50 (being absent since 2023) after climbing 28 spots to #40. Similarly, Savannah, GA, climbs 21 spots to #45 — marking its first appearance in the study’s top 50 — fueled in part by a strong, 16th-place finish in cost of living and housing. Additionally, Westminster, CO, is also back in the top 50 after rising 24 spots to #48, while Bradenton, FL, reenters the list after climbing 15 spots to #37, bolstered by a 12th-place ranking in cost of living and housing.

At the other end of the spectrum, several cities move out of the top 50 this year. Specifically, Gainesville, FL, exits the top 50 for the first time, after dropping 27 spots to #61. It was weighed down by a weaker performance in cost of living and housing. Fort Worth, TX, also moves out of the ranking, falling 27 spots to #65. And San Antonio, TX, drops 19 spots to #63.

Top 5 best cities for renters in 2026

1. McKinney, TX

McKinney holds on to the top spot in 2026, earning its place as the best city for renters for the second year running. The city ranks third in cost of living and housing, as well as ninth in quality of life, thanks to a high share of high-end rentals, a 35.9% rise in renter household incomes and access to highly rated schools.

Beyond housing, renters here also enjoy more than 3,000 acres of parks and open space spread across 106 parks; more than 80 miles of connected trails; and multiple aquatic centers.

2. Huntsville, AL

Jumping three spots from last year to claim second place, Huntsville places high in both cost of living and housing (#2), as well as local economy (#6). More precisely, the city benefits from a lower-than-average cost of living, a growing share of new apartments and a 60.4% increase in income gains for renters.

Huntsville’s economy is powered by aerospace, defense and advanced manufacturing with major employers including NASA’s Marshall Space Flight Center and Blue Origin. The city is also a great fit for socially active renters as it offers a wide range of opportunities for community engagement and recreation. Highlights include Monte Sano State Park, the Huntsville Botanical Garden, nearly 30 miles of greenways and thriving arts and entertainment districts.

3. Austin, TX

Austin moves up one spot from last year to secure third place overall by performing well in local economy (#4) and cost of living and housing (#8). Of course, the city’s status as a major education center and its entrepreneurial culture contribute to its appeal, along with better-than-average air quality.

Austin also remains one of the nation’s leading technology and innovation hubs, hosting major operations for Tesla, Apple, Google, Dell and Samsung. The city is also known for globally recognized events, such as SXSW and the Austin City Limits Music Festival, while the University of Texas at Austin serves as a major economic engine, driving research, innovation, patents and startup activity throughout the region.

4. Wilmington, NC

Wilmington ranks fourth overall, performing well in local economy (#5) and cost of living and housing (#11). With that, the city climbed two positions from last year, supported by its below-average cost of living, 49.4% renter income growth and job opportunities. Plus, Wilmington offers shorter commutes than many other metro areas.

In this case, the city offers renters a range of employment opportunities across health care, education, biotechnology, tourism and film production with Cinespace Wilmington being one of the largest film production facilities in the U. S. outside of California.

5. Atlanta, GA

Rounding out the top five is Atlanta, which dropped two positions from last year. Yet, despite this shift, it remains one of the nation’s best cities for renters, ranking second overall in local economy.

Atlanta’s performance is driven by its large share of highly educated residents, rising renter incomes and entrepreneurial environment. Widely regarded as the economic capital and tech hub of the Southeast, Atlanta is home to 17 Fortune 500 companies and is also a major higher education hub, anchored by institutions such as Georgia Tech, Emory University, Georgia State University and the Atlanta University Center.

Best cities for renters in the South: Budget-friendly living with room to grow

Beyond the top five, strong options emerge across every region of the country. Granted, Southern cities continue to dominate the rankings, performing particularly well in the cost of living and housing and local economy categories.

In addition to the top five cities, the region is represented by several other standout destinations, such as Raleigh, NC, which ranks 13th in cost of living and housing; 15th in local economy and 17th in quality of life.

Close behind is Round Rock, TX, which places fourth in cost of living and housing and 20th in quality of life. Other notable Southern cities include Sarasota, FL (ninth in cost of living and housing and 18th in quality of life); Greenville, SC (20th in cost of living and housing; 16th in local economy and 28th in quality of life) and Charleston, SC (30th in cost of living and housing and 10th in local economy).

Best cities for renters in the West: Career growth meets outdoor living

The West is the second-most-represented region in the top 50, led by Scottsdale, AZ, which secures seventh place overall. In fact, the city ranks ninth in local economy and fifth in quality of life.

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Other top-performing Western cities that rank high in local economy include Gilbert, AZ (#21); Denver (#3); Boise, ID (#7) and Salt Lake City (#23). Meanwhile, Colorado Springs, CO, earns the 18th spot in quality of life, with the same score as Sarasota, FL.

Further west, Seattle also continues to attract renters and occupies the eighth place in the local economy ranking and 10th place in quality of life. The city appeals to renters thanks to its range of major employers — from tech giants like Amazon, Microsoft and Google to health care systems like Providence Swedish and retailers like Costco — which fuel a strong local economy.

Best cities for renters in the Midwest: Community, affordability and opportunity

Sioux Falls, SD, leads the Midwest, ranking seventh in cost of living and housing. With a cost of living below the national average and a socially active community, Sioux Falls is a strong choice for renters looking for both affordability and networking.

Rent Cafe 5 Best Cities in Midwest

Other notable Midwestern cities include Rochester, MN, which ranks 27th in local economy and 11th in quality of life, and Ann Arbor, MI, which places 13th in quality of life. Both cities appeal to renters looking for small-town charm and a strong community infrastructure with plenty of well-regarded schools, parks and health care access.

Best cities for renters in the Northeast: Quality of life remains unmatched

For renters prioritizing quality of life, the Northeast remains one of the top-performing regions in this category. That’s because, cities throughout the Northeast offer access to world-class health care systems, prestigious universities and cultural amenities. What’s more, the public transit network within these metros remains among the nation’s best, helping reduce reliance on personal vehicles while keeping residents connected to the broader Northeast corridor.

This year, Albany, NY, leads the Northeast, ranking 30th in local economy and 23rd in quality of life. Pittsburgh, Boston and Manhattan, NY, also stand out for their quality-of-life ranking, landing 27th, 14th and third in the category, respectively.

To that end, while Manhattan is often associated with steep housing costs, it still shines in several quality-of-life metrics — including apartments in top locations, extensive public transit and a high number of social associations — despite not cracking the overall top 50.

Which are the best cities for renters in each category? 

This year, San Marcos, TX, claims the top spot in the cost of living and housing category thanks to its lower cost of living and growing inventory of new and high-end apartments.

Most vs. least favorable cities for renters in 2026

A side-by-side look at the top and bottom performers in each ranking category

Cost of living & housing
Most favorable for renters Least favorable for renters

San Marcos, TX

Manhattan, NY

  • Cost of living:-13.8%
  • Average apartment size:988 sq. ft.
  • Occupancy rate:84.5%
  • Share of new apartments:30.6%
  • Share of high-end apartments:69.4%
  • Share of renter households:69.2%
  • Market competitiveness index:67.4
  • Average property ratings:4.2
  • Cost of living:+138.9%
  • Average apartment size:759 sq. ft.
  • Occupancy rate:98.2%
  • Share of new apartments:4.0%
  • Share of high-end apartments:40.1%
  • Share of renter households:74.9%
  • Market competitiveness index:84.2
  • Average property ratings:3.9
Local economy
Most favorable for renters Least favorable for renters

Miami, FL

Harrisburg, PA

  • Unemployment rate:5.2%
  • Share of higher educated residents:28.5%
  • Renter income growth:62.1%
  • Job growth:-0.2%
  • No. of business applications:496
  • Unemployment rate:11.4%
  • Share of higher educated residents:16.5%
  • Renter income growth:14.2%
  • Job growth:+0.1%
  • No. of business applications:138
Quality of life

Most favorable for renters Least favorable for renters

Washington, D.C.

Riverside, CA

  • Apartments in top locations:55.4%
  • Average school quality:5.3
  • Long commutes alone:47.2%
  • Using public transport or walking:29.2%
  • Natural amenity rank:3
  • Average air quality:45
  • Social association rate:29.4
  • Apartments in top locations:13.8%
  • Average school quality:4.9
  • Long commutes alone:46.9%
  • Using public transport or walking:2.6%
  • Natural amenity rank:6
  • Average air quality:87
  • Social association rate:4.4

Source: RentCafe analysis of data from Yardi Matrix, Cost of Living Index, U.S. Census Bureau, Bureau of Labor Statistics, GreatSchools, County Health Rankings, Economic Research Service, and Environmental Protection Agency, as of June 2026. • All data is accurate as of the date of publication.

 

Meanwhile, Miami remains the top city in local economy for the third year in a row, with renters here benefiting from entrepreneurial opportunities, as well as steady renter income growth, despite job growth stagnating.

Finally, Washington, D.C. once again ranks first in quality of life. The nation’s capital stands out for its walkability, abundance of apartments in desirable locations and extensive green spaces.

FAQ

Q: What is the best city for renters in 2026? 

A: McKinney, TX, ranks as the best city for renters in 2026, earning high marks for cost of living and housing (third overall) and quality of life (ninth).  

Q: How were the rankings determined? 

A: RentCafe.com evaluated 150 U.S. cities across 20 metrics grouped into three categories: cost of living and housing; local economy and quality of life. Metrics included affordability, renter income growth, number of social associations and walkability, among others. 

Q: Which cities rank best in each individual category?  

A: San Marcos, TX, leads in cost of living and housing; Miami tops the local economy category; and Washington, D.C. ranks first for quality of life. 

Q: Which region dominates the rankings? 

A: The South dominates, accounting for 37 of the top 50 cities. Florida, Texas and North Carolina are the most-represented states. The West is the second-most-represented region. 

Q: What are the top five cities for renters overall?

A: The top five consists of McKinney, TX; Huntsville, AL; Austin, TX; Wilmington, NC; and Atlanta.

Q: Are there strong options outside of the South? 

A: Yes. In the West, Scottsdale, AZ, ranks seventh overall. In the Midwest, Sioux Falls, SD, leads the region. In the Northeast, cities like Boston and Manhattan, NY, stand out for quality of life, ranking 14th and third in that category, respectively. 

Source: RentCafe